Enter what you already know
Money coming in, regular bills, and big costs that arrive a few times a year. Round numbers are fine.
The monthly retirement check-in
See what you can comfortably spend this month.
Retirement changes month by month. Enter the numbers you already know and get one clear picture: what is covered, what changed, and what deserves a closer look.
About 3 minutes. No account needed. You see your result on this page.
No bank loginNo Social Security numberRough estimates are fine
Built for clarity first.
No card, no bank connection, no sign-up wall before your result.
The goal is not another complicated retirement dashboard. It is one monthly picture you can understand, repeat, and share if you choose.
A different kind of retirement tool
Your balance is not your monthly picture.
Social Security, pensions, essential bills, flexible spending, and costs that arrive only a few times a year all shape the month. Most tools bury that picture inside projections. SteadyMonth starts with the decisions you face now.
How it works
One clear monthly habit.
See what is left over
One estimate for what remains after the costs you listed, clearly labelled as an estimate, never a promise.
Review one decision
A large purchase, an upcoming bill, or a plain-English summary you can share with someone you trust.
What each number means
No new vocabulary to learn. Three lines, in the order you would say them out loud.
- Money coming in
- Social Security, a pension, annuity payments, part-time work, and any withdrawal you plan to take this month.
- Bills & essentials
- Housing, utilities, insurance, groceries, medical costs, and a monthly share of bills that arrive once or twice a year.
- Left over after bills
- What remains for travel, gifts, repairs, or saving. It is an estimate based on the figures you entered.
The snapshot
Free
Run it as often as you like. No email required to see your result, no card, no trial that turns into a charge.
Founding beta
$49.99 once
Six guided monthly check-ins, saved priorities, large-expense reviews, and a say in what we build next. No subscription or automatic renewal.
Join the founding betaWhat we never ask for.
No bank connection. We do not link accounts and cannot see your balances.
No Social Security or account numbers. There is nowhere to enter them.
Estimates, not statements. Round figures are all the tool needs, and exact amounts are not stored.
We never sell your information. Read the privacy page.
Free retirement-month snapshot
Start with the month you’re living now.
No account numbers, passwords, institution names, or exact balances. We retain ranges and product signals—not the exact dollar amounts used for your on-page calculation.
Why six months?
A useful retirement tool should still matter next month.
- Month 1Establish your baseline
See how the month fits together.
- Months 2–5Notice what changed
Review income, costs, and one real decision.
- Month 6See the pattern
Understand what repeatedly needed attention.
Founding beta
Help build the retirement check-in you would actually return to.
We are opening 100 places—not to manufacture scarcity, but because early onboarding, feedback, and support will be reviewed personally.
Six months$49.99
One payment. No automatic renewal. Opens August 31, 2026.
Clear answers
Questions people ask first.
Is this investment advice?
No. SteadyMonth is an educational organizing tool, not an advisor, and we do not sell financial products. For decisions about investments or taxes, talk to a professional you trust.
Do I need exact numbers?
No. Round estimates are fine. You can adjust anything later, and the snapshot updates as you go.
What happens when I click start?
A few short questions, then your snapshot appears on screen. No sign-up wall in between, and no email needed to see it.
Can I do this with someone helping me?
Yes. Everything works on a tablet or phone, and the monthly summary is written to be shared with a spouse, adult child, or advisor.